A sinkhole is a natural depression in the Earth, often caused by water. While they are most common in Florida, they do occur in other places… including Marietta, GA. Earlier this week, the front yard of a home in the Atlanta suburb literally caved in. Fortunately, it did not appear to have caused too much physical damage to this homeowner’s dwelling or physical property. I had a chance to speak with her but I kept it very brief – I can’t imagine waking up to something like this. Here is a quick video explaining how this would relate to your home insurance…
Unfortunately, land is not something that is included in your homeowner’s policy – it is just not something you can typically insure. In some cases, you can buy a land stability endorsement that will cover shifting of the soil. But that is only with a few select companies.
If you would like to see more detailed footage of the sinkhole at this home, please watch the video on WSBTV’s website. I’m just an insurance agent armed with a flip cam. They’ve got the big guns. Hmmm… maybe we could partner up sometime!
*Footnote – WSBTV was back on the scene while I was there, but they declined my offer to speak with them. Maybe next time…
Chris Jordan is a licensed Insurance Agent in Atlanta. He specializes in auto, home, life, and business insurance . As an independent agent, he can place your policy with a number of different carriers! His promise is to be the best agent you’ve ever had!
One Important Insurance Tip for First Time Home buyers!
As a licensed Insurance Agent I want to use this platform to address a peeve of mine. And that is when a first time buyer is referred to me and they tell me that their lender, Realtor, or Appraiser says that they need “X” amount of coverage on their house. The insurance coverage A, the actual insurance amount for your new house is not something that they can determine. Sure, coverage is required before closing and they may have a deductible requirement… but when it comes to the actual amount of insurance; that is to be determined by the insurance company and your agent (the Insurance one).
The bottom line… when you are buying a home insurance policy for the first time, listen to the Insurance Agent and nobody else. I’m bringing this up because you’d be surprised how many times new buyers come to me after being given wrong information when it comes to the insurance part of the home buying process.
Are you unsure about the information you’ve been given? Call me.
Chris Jordan is a licensed Insurance Agent in Atlanta. He specializes in auto, home, life, and business insurance . As an independent agent, he can place your policy with a number of different carriers! His promise is to be the best agent you’ve ever had!
Did you know that you can easily add your computers and mobile devices to your home insurance policy!?
In big cities like Atlanta, we rely heavily on our iPhones, blackberries, and laptop computers to get us through the day. Whether it is business or personal, these items are becoming a staple of our society.
Many people are not aware of this, but your home insurance company normally offers you an additional coverage option to get increased coverage for these items. In most cases, you will find that these special endorsements will provide comprehensive, worldwide coverage for these devices.
Chris Jordan is a licensed Insurance Agent in Atlanta. He specializes in auto, home, life, and business insurance . As an independent agent, he can place your policy with a number of different carriers! His promise is to be the best agent you’ve ever had!
Atlanta Snow in 2010 and some winter Insurance tips!
What a way to start 2010! This is just a quick video to give you some simple winter insurance tips to help you stay safe and avoid unnecessary insurance claims. Oh, and make it a New Years resolution to call me sometime this year and let’s save [...]
