From Atlanta to Tampa – your home insurance can go with you!
Part of your home insurance policy provides you with coverage for your belongings – clothes, electronics, furniture. You know…. your goods! While strolling through the Tampa airport, I was thinking about insurance (as usual) and took the opportunity to explain a coverage feature you may not be aware of…
Chris Jordan is a licensed Insurance Agent in Atlanta. He specializes in auto, home, life, and business insurance . As an independent agent, he can place your policy with a number of different carriers! His promise is to be the best agent you’ve ever had!
A sinkhole is a natural depression in the Earth, often caused by water. While they are most common in Florida, they do occur in other places… including Marietta, GA. Earlier this week, the front yard of a home in the Atlanta suburb literally caved in. Fortunately, it did not appear to have caused too much physical damage to this homeowner’s dwelling or physical property. I had a chance to speak with her but I kept it very brief – I can’t imagine waking up to something like this. Here is a quick video explaining how this would relate to your home insurance…
Unfortunately, land is not something that is included in your homeowner’s policy – it is just not something you can typically insure. In some cases, you can buy a land stability endorsement that will cover shifting of the soil. But that is only with a few select companies.
If you would like to see more detailed footage of the sinkhole at this home, please watch the video on WSBTV’s website. I’m just an insurance agent armed with a flip cam. They’ve got the big guns. Hmmm… maybe we could partner up sometime!
*Footnote – WSBTV was back on the scene while I was there, but they declined my offer to speak with them. Maybe next time…
Chris Jordan is a licensed Insurance Agent in Atlanta. He specializes in auto, home, life, and business insurance . As an independent agent, he can place your policy with a number of different carriers! His promise is to be the best agent you’ve ever had!
One Important Insurance Tip for First Time Home buyers!
As a licensed Insurance Agent I want to use this platform to address a peeve of mine. And that is when a first time buyer is referred to me and they tell me that their lender, Realtor, or Appraiser says that they need “X” amount of coverage on their house. The insurance coverage A, the actual insurance amount for your new house is not something that they can determine. Sure, coverage is required before closing and they may have a deductible requirement… but when it comes to the actual amount of insurance; that is to be determined by the insurance company and your agent (the Insurance one).
The bottom line… when you are buying a home insurance policy for the first time, listen to the Insurance Agent and nobody else. I’m bringing this up because you’d be surprised how many times new buyers come to me after being given wrong information when it comes to the insurance part of the home buying process.
Are you unsure about the information you’ve been given? Call me.
Chris Jordan is a licensed Insurance Agent in Atlanta. He specializes in auto, home, life, and business insurance . As an independent agent, he can place your policy with a number of different carriers! His promise is to be the best agent you’ve ever had!
Did you know that you can easily add your computers and mobile devices to your home insurance policy!?
In big cities like Atlanta, we rely heavily on our iPhones, blackberries, and laptop computers to get us through the day. Whether it is business or personal, these items are becoming a staple of our society.
Atlanta Insurance Live! explores Coverage B or Other Structures coverage on your home insurance policy.
Today… another Real Life Scenario – the Christmas tree. As I woke up on this chilly Monday morning in Atlanta, I discovered a fallen tree in m backyard. I consider it… blessed content for the site. So let’s talk about how [...]
Home Remodeling impacts Insurance
This afternoon I had the pleasure of taking a tour of Turner Field, where the Atlanta Braves play! It was a great experience seeing all the history, getting down on the field, and giving it an insurance spin! Today we look at what home renovations do to your home or business [...]
Atlanta Insurance Live 18: Replacement Cost vs. Actual Cash Value
Just a quick tip! Make sure your homeowners insurance covers FULL replacement cost of your belongings! By the way… I use a TV has an example… it is JUST an example. This applies to everything you own!
