I want to share some easy ways to save on your auto insurance.

First of all, you should have your insurance policy reviewed by your agent every few years. Insurance companies are always changing how they “rate” policies and if you have had your policy in force for more than a year, chances are you are not getting the best rate.

Another way to save on your car insurance is to increase your deductibles. If your deductibles are at 250, raise them to 500… and if they are at 500 you might want to consider raising them to 1000. If you have NOT had an at fault accident in the last five years, I highly recommend having a 1000 collision deductible. If you need some help understanding your auto insurance policy, see my post on it here.

There are some other discounts available as well. Often times, you will save by having more than one car on your policy. This is commonly known as a multi-car discount and most carriers offer this (it is something that is already included if you have more than one car). You will also get a break for having more than one policy with the same company – the multi-policy discount. You hear all about this on most every insurance commercial you see!

Lastly, you can save by taking a state sponsored defensive driving course. However, unless you have a CLEAR driving record, this discount may not apply so ask your carrier.

Contact me to find out if you are receiving all the savings you can. I usually save drivers anywhere from $200 to $500 per year!